About Lender.cr
Learn about our mission to modernize private real estate lending in Costa Rica with technology, transparency, and lower fees.
Our Story
Lender.cr was born from a personal frustration. Our founder needed bridge capital against a free-and-clear property in Costa Rica — and found that banks take months, traditional brokers charge 8%, and the entire process relies on who you know. There had to be a better way.
Our Mission
We're building the first technology-driven private lending marketplace for Costa Rica. Our platform brings transparency, standardized processes, and lower fees to a market that has operated on word-of-mouth and manual processes for decades.
Part of the TicaLuxury Ecosystem
Lender.cr is powered by TicaLuxury's property data and market intelligence. When you need financing for a Costa Rica property, our platforms work together — TicaLuxury for finding properties, Lender.cr for financing them.
What We Stand For
Transparency
Every deal comes with full details — property data, LTV ratios, appraisal reports, and clear fee structures. No hidden costs.
Speed
Close in 7-14 days, not the 3-6 months typical of traditional banks. Time kills deals — we move fast.
Fairness
4-5% origination fees vs. 8% at competitors. We believe technology should lower costs, not just add a layer.
Security
All loans are backed by first-position mortgages with conservative LTV ratios (max 50%). Independent appraisals on every deal.
Ready to Get Started?
Whether you need capital or want to invest, we're here to help.